Virtual credit cards are one of the rarest banking products that consumers who want to stay in the circle of trust in online spending can benefit. These cards, which allow consumers to create a special card for spending and to spend with a virtual credit card created with a limit specific to the spending to be made different from the original card information, overcome the problem of shooting more than expected, as well as getting rid of recurring payments.
After short procedures, consumers who can easily create virtual credit cards can use this product in all their expenditures until the expiration date. One of the consumer groups that may have the relevant card is Good Credit customers. For those who want to create a virtual card quickly, conveniently and securely, it will be useful to mention the process of creating a Good Credit virtual credit card and some details about virtual cards.
Creating a Good Credit Virtual Credit Card
Consumers who want to create virtual credit cards through Good Credit must have a physical credit card and get the password of one of the internet or mobile banking applications.
- Log in to internet banking or mobile banking application,
- Click on the credit card transactions button under the My Credit Cards tab.
- The page that opens a link to create a virtual credit card.
- The limit is determined for the virtual credit card to be created.
- The process of creating a virtual credit card with the preferred limit is approved and details such as 16-digit number, 3-digit CVV code, and 4-digit expiration date of the created virtual credit card are displayed.
After creating the virtual credit card once, the 3 important information mentioned in the last step can be accessed repeatedly from the My Cards tab. Immediately after creating a virtual credit card, you can start spending without any approval or procedure.
Virtual Credit Card Fees
Consumers who create virtual credit cards through Good Credit benefit from this service completely free of charge. It is not possible to request a fee for the creation of a virtual credit card or the use of the related card in expenditures.
Expenditures made such as contract interest rates for the original credit card, etc. will be reflected in the statement.
Virtual Credit Card Debt Payment
Consumers who want to pay their debts arising from this use after using a virtual credit card have to make the payment to the original credit card even if they made the expenditure from the virtual card. Because the virtual card is an illusion and it exists only in order to provide the necessary information for the other party within the scope of security. Therefore, it is quite logical to pay the main credit card.
Virtual Credit Card Refunds
If you are returning for spending with your virtual credit card, you can do this even if your card is closed to internet shopping or use. The refund will be transferred to your original credit card and you will be able to access this refund on your statement.
If the Limit of the Virtual Card is not Enough Should the Actual Shoot be Made?
The short answer to this most frequently asked question is no. If your virtual card does not have sufficient limits to perform the relevant transaction, the shooting request will be rejected, even if more than one shooting request is transmitted, the transaction will be considered suspect and you will be contacted and asked if you are aware of this spending request.
By reading our article titled What is Virtual Card, you can get information about virtual credit cards that are frequently used in secure shopping.